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Welcome to Loans Mart
Your trusted partner for Personal Loans, Home Loans, Business Loans, Education Loans, Investment & Insurance Solutions — PAN India Service.
1000+
Satisfied Clients
Why Loansmart? — Your Finance Partner for Every Need
With direct tie-ups with leading Indian banks, we bring you the best rates, faster process & maximum approval chances.
🌟 Our Edge Over Others
Lowest interest rates with multi-bank comparison
Fast disbursal for eligible profiles
End-to-end documentation support
High approval chances for salaried & CIBIL strong profiles
PAN India service — online processing available
About Us
At Loansmart Financial Service, we believe finance should empower life, not complicate it.
Founded in 2020 and formally established on 27 September 2023, we set out with one mission:
Over the years, we have grown into a trusted financial advisory firm helping thousands of customers secure loans at the best rates with the fastest processing. Whether it’s a home loan, personal loan, business funding or education finance — we guide you end-to-end until the amount is credited to your account.
With strong partnerships across India’s leading banks & NBFCs, we don’t just find a loan —
we find the smartest loan for you.
Our Loan Solutions
Low-interest EMIs, long tenures & expert support for first-time buyers and existing property upgraders.
Quick, collateral-free funds for emergency, travel, wedding or lifestyle needs with flexible repayment.
High-value loans using residential or commercial property as security — ideal for business expansion or major expenses.
Unsecured & secured business funding for MSMEs, startups & enterprises with flexible capital options.
Complete funding for tuition, living, travel & university fees for international studies.
Why Choose Us
We compare multiple lender offers to get you the lowest possible interest rate with maximum eligibility.
Minimum documents, faster processing & doorstep/online support for complete convenience.
Personal financial advisors assist you from application to disbursal — no confusion, no hidden terms.
Testimonials
I was comparing interest rates from different banks for almost two weeks and still felt confused. When I contacted Loansmart, they explained everything clearly — processing fees, floating vs fixed interest, and how EMI would impact my monthly budget. They handled the paperwork, negotiated with the bank and got my loan approved faster than expected. I never felt pushed or misled — every step was transparent. Truly a team that works for the customer.
We needed a high loan amount for tuition, accommodation, and travel. Many banks were delaying due to large sanction requirements. Loansmart helped us prepare the documents properly, arranged multiple lender offers and helped us choose the one with the best moratorium period. Within days, the loan was processed and fees were paid to the university on time. I genuinely feel without their support, we would have missed the deadline.
Running a business requires capital, and delays can increase losses. I reached out to Loansmart after facing multiple bank rejections. They studied my statements, improved my file strength, suggested restructuring of my GST documentation and presented the case to the right financial institution. Not only was my loan approved — I also got a better interest rate than expected. A perfect combination of expertise + trust.
I have always been worried about financial processes because hidden charges are common everywhere. But Loansmart explained every fee, foreclosure terms, insurance options and EMI breakdown before sending the application. That built my confidence. From first call to final approval, everything was smooth and timely. I’d happily recommend them to anyone who values transparency.
Buying our first home was a dream, but the paperwork felt overwhelming. The team guided us on eligibility, best bank options, government schemes and even helped with property valuation. What impressed us most was their constant follow-up — we never had to chase anyone. Loan got approved quickly and registration happened without delay. They truly make you feel supported, like a partner in your journey.
From the time I contacted Loansmart, I received regular updates about processing, documentation and sanction timelines. Even time-zone differences were managed well — their responses were quick and precise. My education loan covered all expenses including visa, travel and living. They turned a stressful process into a confident one. I am grateful and would strongly recommend them to anyone planning to study overseas.
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FAQs
We offer Personal Loans, Home Loans, Loan Against Property, Business Loans, and Education Loans for abroad studies. In addition, we also provide insurance, savings, and investment products.
We are directly partnered with HDFC Bank, ICICI Bank, Kotak Mahindra Bank, and Axis Bank, along with several NBFC institutions depending on the requirement and profile.
Eligibility varies based on bank guidelines, but typically you need:
A stable income source
Good credit history (CIBIL ideally 700+)
Age between 21–58 years
Documentation as required
We source loans starting from 9.97% p.a., depending on income, CIBIL score, employer category, and bank criteria.
Most personal loans are approved within 24–72 hours, while secured loans like Home Loan/ LAP may take 4–10 working days depending on documentation and property verification.
Typical documents include:
Salaried Individuals:
PAN & Aadhaar
Salary slips (last 3–6 months)
Bank statements (last 6 months)
Address proof
Form 16/ITR (if required)
Self-Employed/Business:
GST/ITR
Bank statements
Business financials
Business registration documents
(Documentation varies — we guide you end-to-end.)
LoanSmart ensures 100% transparency.
Bank processing charges are standard as per bank rules.
We disclose any charges upfront — no hidden cost ever.
Yes — we evaluate cases individually.
However, a higher CIBIL score helps in securing a lower interest rate and faster approval.
Yes. We offer doorstep document collection in most major cities, and digital submission options for online customers across India.
Yes! We provide balance transfer services to help lower your EMI and total interest burden.
Absolutely. We inform you of all foreclosure rules & charges in advance and help coordinate with banks.